Debt Collection Fee’s Legal?

For years debt collection agencies have been breaking laws, hurting consumers and devastating credit scores. But what you might not know is that a lot of their practices may not be legal under the FDCPA.

FDCPA and Your Rights

The Fair Debt Collection Practices Act was created for the purposes of eliminating unfair and abusive debt collection practices. This protects consumers and debtors from harassment, and unfair collection purposes, and allows the debtor to dispute information that may not necessarily be accurate.

Did you know that under Section 1692 of the FDCPA states that it is ILLEGAL and a VIOLATION for a debt collector to charge any sort of fees unless included in the agreement between YOU and the COLLECTION AGENCY even if you have already paid the debt.

What To Do

So many consumers have fallen victim to debt collection harassment and illegal fees with out even knowing so. If you feel like you are being harassed for unpaid (or paid) debts, start researching and exercising your rights as a consumer under the FDCPA and contact a professional or the proper authorities immediately.

Are you being harassed by debt collectors and want professional advice?

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