Unfair Debt Collection Practices
Debt Collectors are mandated by federal law (The Fair Debt Collections Practices Act) to abide by rules and regulations regarding their communication with consumers. The reason for the law, which was originally enacted in 1977, was to protect consumers from unfair debt collection practices. This includes, abusive behavior, having to prove that the debt is…
Credit Repair Testimonial – 595 to 720 FICO Score
Testimonial From Michael about Cobalt Credit Repair Services. How I went from 595 Credit Score to 720 FICO score in just 12 months:
Testimonial About Credit Repair Expert Jesse Rodriguez
Bladimir Mercedes Talks About How Credit Repair Expert And Business Credit Advisor Jesse Rodriguez Has Helped His Business: If you are looking for a Credit Repair Expert, you can give Jesse Rodriguez a phone call at 1-800-216-2725. Jesse has over 10 years experience, is the founder of Cobalt Credit Repair Services in Seattle, WA and…
Shelf Corporation For Building Business Credit
Building Business Credit w/ Shelf Corporation – Bad Idea from Cobalt Credit Services on Vimeo. Are you looking to build credit for your business so you can get funding? DO NOT start with a Shelf Corporation. A bank doesn’t care how long your business has been open, it cares about how long YOU have been…
No Money Down Home Loan – Down Payment Assistance
Are you looking for a no money down home loan, do you want down payment assistance? The housing market has changed and it is now possible. If you are looking to purchase a home in Washington State, you may qualify for a NEW program that allows you to get a 5% grant up to $20,850…
Credit Repair Review For Cobalt Credit Repair
Cobalt Credit Services Review For Our Expedited Program. Last week he was DENIED for the house at the last minute by the lender. The lender pulls your credit the day they are going to fund your home purchase. A collection account was reporting – out of FCRA compliance – and it significantly lowered his credit…
7 Credit Repair Mistakes And How To Avoid Credit Repair Scams
How To Avoid Credit Repair Mistakes & Credit Repair Scams Closing old credit accounts – Reduces your credit history! Not a good idea, since 35% of your credit score is based on your credit history. Paying old debts or debt collectors – Paying may not help your score, can damage it, and you may be…
What To Do When A Debt Collector Calls?
Debt Collection calls can be frustrating, stressful, harassing and downright scary. So before you go paying off a debt collector, you NEED to read this! Debt Collectors A Debt Collection Company isn’t always exactly who we think they are. Debt Collection Companies purchase “bad” debt for pennies on the dollar. For example, you owe a…
Authorized User Tradeline Info 2019
Updated for 2019 – This information is current. If you have questions or comments, please leave them below. There are many myths, misconceptions, and misunderstandings about what an Authorized User Tradeline is and how to use it properly. Some say that it helps your Credit Score, some say that it hurts your Credit. Most people…
3 Things That People With Great Credit Have In Common
They Monitor And Check Their Credit Report Regularly… Checking and Monitoring your Credit Report is one of the most important tasks to managing and building your Credit Scores. Everyone with great Credit knows this little trick. Your Credit Report is constantly changing and you need to be on top of it before applying for ANY…