How to DIY Debt Settlement & Credit Negotiation THE RIGHT WAY
Do it Yourself Debt Settlement & Credit Report Negotiation Did you know that you can resolve your debts yourself without compensating a third party debt settlement company? Are you aware that you can trim down your debts yourself by considerable margins? You can even formulate payment plans at 0% interest rate and set up monthly affordable payments. All these things can…
Why is My Credit Report Important
Why Your Credit Report is More Important then You Think… Your credit report is important because it is a snapshot of everything you have ever done in your life that has involved your use of credit. It is very important that you monitor your credit report regularly to make sure there are no inconsistencies or mistakes…
Good Credit means Lower Car Insurance Rates
How does good credit affect car insurance rates? Did you know that car insurance rates are based on your credit score? Most people are shocked when they hear that auto insurers use credit scores to help decide whether to cover drivers and what premium they should be charged. If you are like most people, it may be difficult…
How your Credit Score is Calculated
“Understanding your credit score can be confusing, and often times down-right frustrating. We are going to make it easy for you.” These are the factors that make up how your credit scores is calculated in the order of importance: 35% Payment History – Make sure you make all payments on time. If you cannot pay in…
Save interest with Balance Transfers
Save interest by lowering your interest rates through balance transfers. In the sports world, an ace in the hole is a hidden advantage or resource kept in reserve until needed. In our world at Credit CEO, we refer to balance transfer checks as one of our aces in the hole. You can save money by…
Easy Credit Mistakes to Avoid – CreditCEO
Easy Credit Mistakes to Avoid Most of us realize that our credit report is reviewed when we apply for a credit card, mortgage, or car loan. However, it is often forgotten that your credit report may also be reviewed when you apply for auto or homeowner’s insurance, utility services, or a cell phone. Landlords often…
Credit Keywords EVERYONE Should Know.
Being at a lost when dealing with credit monitoring, repair, or maintenance can make it a very frustrating process. Here is a list of 5 keywords you should know and understand when reviewing your credit report and maintaining your finances. Credit Report is a detailed report based on a consumers credit history. Lenders…
Habits of the Elite 800+ Club
Habits of the Elite 800+ Club Have you ever wondered what you can do to join and maintain an 800+ credit score? Are you aware of all the benefits of being apart of the elite club of consumers? Building and maintaining an excellent credit score is may not be as hard as you may think,…
Credit Inquiries – Hard Inquiry vs Soft Inquiry
Credit Inquiries and Their Purpose There are two types of Credit Inquiries… Hard Inquiries, which can lower your credit score and Soft Inquiries, which don’t show on your credit report that lenders view. It’s important to know the difference between the two, as to many inquiries can potentially harm your credit score, lenders will also…
How To Get a Loan With Bad Credit
How to get a loan with low credit scores A low credit score can be a big setback in getting approved for a loan. If you have a not-so-fair financial history or if you are trying to build your report for the first time, it might be a little difficult for you to get cash.…