Pay as You Earn Student Loans
You may have heard about President Barack Obama’s new Education Reconciliation Act in which allows student borrowers new options on how they repay their student loans. The initiative was created by the Middle-Class Task Force, chaired by Vice President Biden and expects 1.2 million borrowers to qualify in the expanded program. Pay As You…
How Your Credit Score Works: Understanding FICO Credit Scores
Credit can be confusing. Since there are few classes in high school or college that teach people how your credit score works, it’s easy to get lost or to get bad advise from a friend. Also, there are so many kinds of credit scores listed online that it can be hard to know which one…
How To Get The Best Interest Rate On A Used Car Loan
Are you thinking about buying a used car, but don’t know how to get the best interest rate on a used car loan? We can help guide you in the right direction. Buying a used car and getting a loan for the car can be tough if you don’t have some kind of experience with…
What is a credit dispute letter?
So you’re probably wondering; What is a credit dispute letter and how does this benefit you through the credit repair process? How do credit disputes work and why? Well, I’m here to tell you that you came to the right blog, I’m going to explain everything to you so you can understand credit disputes and…
Jesse Rodriguez Gets Endorsed By Credit Repair Attorney
As most of you may know, Jesse Rodriguez, is the lead Credit Expert here at Cobalt Credit Services. We are a Credit Repair Company located in Seattle, WA, but we help clients in 48 states (Credit Repair is actually 100% Illegal in Georgia). Our company recently received a great testimonial, rave review and endorsement from…
Credit Bureau Dispute Mailing Addresses (Updated 2015)
Have you noticed that it’s nearly impossible to find the Credit Bureau Dispute Addresses online? Even when you go on the Bureau’s website, they hide their mailing address behind a bunch of links and try to get you to dispute online through their own system. Why is this? Well, the Credit Bureaus are profiting from…
Get Approved For A Credit Card – No Hard Inquiry
The worst part of applying for a Credit Card is not knowing if you’re going to get approved and having a hard inquiry ding your Credit Report. One of the tactics that I teach my clients is how to get approved for a Credit Card without even applying or causing a hard credit inquiry, which…
5 ways to protect your identity this holiday season.
Yes you read correctly…IDENTITY THEFT! So before you start clicking away on deals online that seem to be to good to be true, or swiping away at that plastic visa card of yours, I want you to take a moment and make sure you are taking the right precautions before releasing any of your…
Consumers with Bad Credit
Nobody can deny the fact that we’ve all been plagued with either bad credit, late payments, or collection accounts that have knocked our credit ratings down a few points. And lets face it, we’re not all financial geniuses or planners, and sometimes we just need a little guidance on how and where are financial priorities…
Credit Myth BUSTED
Marrying Less Then Perfect Credit Are you thinking about settling down and popping the question to your long-time partner, but are concerned about adopting their less then perfect credit after marriage? Did you know, that you don’t actually adopt your partners credit, and continue to own your personal credit report that you…