Cobalt Credit Services Review For Our Expedited Program. Last week he was DENIED for the house at the last minute by the lender. The lender pulls your credit the day they are going to fund your home purchase. A collection account was reporting – out of FCRA compliance – and it significantly lowered his credit scores. He had earnest money invested in the home and was going to lose $2,500. Most lenders would just walk away at that point. But ELITE lenders work with a Credit Repair Professional. Situations like this ARE NOT CHEAP to fix. But often times, we can help.
Credit Repair Review – Cobalt Credit Services 1-800-216-2725
“I was pre approved for a mortgage and right before it was time to close the loan, I got an email from my lender saying that I was denied. I was denied because of an old collection account that I had actually paid off. Like most people, I thought that paying it was going to remove it from my credit report, I was wrong. I did a consultation with Jesse at Cobalt Credit and he audited my credit report. He found errors in the way the debt collector was reporting the account to the credit bureaus. I hired Cobalt Credit Repair for their Expedited Process. After 4 days, Jesse came back to me with a deletion letter from the debt collector! The lender did a rapid re-score and I am now a homeowner. As a direct result of working with Cobalt Credit Services, I am now a proud homeowner, I have better credit and a brighter financial future.” – Luke Richardson
How did I do it? I audit the client’s Credit Report and give the client a consultation. If we have a strong case, then I go to work. They sign a limited power of attorney, allowing me to speak to the creditor on their behalf. I call the creditor(s) and speak on behalf of the client. This client had called the collector 4 times and they refused to delete the account. It took me quite a few hours, but eventually, I was able to get them to fax a deletion letter. Them we have the lender do a rapid-rescore and proceed with the loan. You Can See Our Other Credit Repair Results Here.
How much does it cost? It’s NOT cheap and we are very exclusive about who we work with on this program. Sometimes the calls can take us 10-40 hours to get a deletion. Sometimes we don’t get a deletion (it’s only happened twice, both times with a mortgage company).
The cost is $0 upfront and $900-$2,500 IF we are successful getting a deletion from the creditor or debt collectors. If are not successful, it costs you $0. So there is a huge risk on our part, but a good reward for both of us if we are successful. We are looking for Mortgage Lenders and Loan Officers to add to our referral team. We help YOU close more deals. You can also schedule a free consultation here.
