DO IT YOURSELF TRANSUNION INQUIRIES REMOVAL

Not to long ago TransUnion had a server error, where the company had deleted a ton of inquiries from consumer credit reports, then proceeded to reinsert those inquiries BACK to the consumer credit reports! Now, heres the deal, TransUnion failed to follow the LEGAL procedure to actually do so!

 

Would you like to find out how you can remove most to all of your inquiries from your TransUnion credit report?

Follow these important steps for a quick “do it yourself” approach to removing hard and soft inquiries reporting to your TransUnion credit report.

Keep in mind this will ONLY work for TransUnion inquiries.

 

Step One.

You will need to pull and obtain an official copy of your credit report. In this case Credit Karma and FreeCreditReport.com

will not (i repeat WILL NOT) work for this process. I recommend using ScoreSense or Credit Check Total to monitor and pull an accurate credit report.

Step Two.

After listing the inquiries reported on your TransUnion credit report you will need to call the TransUnion 1-800 (watch video for the full number) to speak to a representative and tell them that you have been a VICTIM of their “inquiry issue”. Make sure to keep the list of inquiries from your credit report close, as you will need to list off the inquiries to the representative; they will remove them for you.

 

Step Three.

Remember now, the bureaus are not here to help, rather then keep you as a victim of poor credit because they PROFIT from BAD CREDIT. You may or may not run into the conversation with the representative stating that you were NOT a victim of their faults with the misreported inquiries.

 

Step Four (Alternate Approach)

In the case of denial to remove the inquiries- visit the consumer finance website to file a complaint. This is the website for the Consumer Financial Protection Bureau. Find the tab to file a complaint through their website under the category of “credit reporting.” List your inquiries desired to be deleted, and include that their customer service would not help and take care of the negative inquiries reporting to your credit report.

 

Step Five.

Once you have completed steps 1-4 check back to your credit monitoring site in about 5 days (maybe a few more) and

VUA LAA!

There should be no remaining inquiries on your TransUnion credit report.

 

I want you to keep in mind how important this can be for your credit rating…

Inquiries affect your  credit score typically weighing it down to a negative impact; by following these simple instructions you can and will see a increase in points to your TransUnion credit score.

 

Would you like to talk more about the benefits of having good credit, or receive a FREE consultation?

We’d love to hear from you M-F 9am-6pm pst

1(800)216-2725