What is Credit Repair
Credit repair has not typically been reputable solution for American consumers . In fact, the phrase is synopsis with fraud. This is the stigma we to often have to face; as we offer a genuine and legitimate alternative to “credit prison.” The repugnant reputation of credit repair often calls for defending our service.
Our tactics, similar to those of a defense attorney, challenging the allegations declared in a credit report, entering our clients into a plea of “not guilty”. It is then up to the credit bureaus to perform an investigation. If the bureau claims to have investigated the allegation, we appeal the decision and eventually most allegations are removed.
The credit bureaus are known not to concern themselves with the impact of any mistakes. Information is most often inaccurate and does not represent the consumer in a positive manner, and as a result, good creditworthy citizens are marked as “deadbeats.”
The credit bureaus have not maintained accuracy in credit files as they should. Third-party studies have shown that 96% or 576 million files have errors regarding delinquencies; 20% of consumers are at risk for being misclassified for a sub-prime loan and 29% of credit files contain errors serious enough to cause credit denial.
Unfortunately the end result impacts the consumer who doesn’t take action. This is the reasoning why 
we often suggest to ensure your credit files are accurate by frequently monitoring your credit profile.
Cobalt Credit Service’s purpose is to educate consumers about credit reporting, credit scoring, and help the consumer fight back. We offer a legitimate service for clients looking to escape “credit prison” and enter the financial world again.
The first step is to obtain a recent copy of your credit report and schedule a free consultation with a credit expert. You can schedule yours today at 800-216-2725.